Guaranteed Issue Disability Plan
Optional Coverages

 
   



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A Plan Especially Designed for Postal and Federal Employees

Optional Coverage

   

Employee

Spouse

Children

ACCIDENTAL DEATH AND DISMEMBERMENT Pays For:        

LOSS OF LIFE within 90 days of injury (180 days in OR & UT, 1 year in WA)

 

$20,000

$10,000

$5,000

Loss of both hands

 

20,000

10,000

5,000

Loss of both feet

 

20,000

10,000

5,000

Loss of sight of both eyes

 

20,000

10,000

5,000

Loss of one hand and one foot

 

20,000

10,000

5,000

Los of either hand

 

10,000

5,000

2,500

Loss of either foot

 

10,000

5,000

2,500

Loss of sight of either eye

 

10,000

5,000

2,500

LOSS OF LIFE (while a fare-paying passenger in a common carrier)

 

$40,000

$20,000

$10,000

         

EMERGENCY ACCIDENT - Pays you if you are injured and receive emergency medical treatment within 72 hours of the covered injury by a Physician in a hospital emergency room or Physician's Office. We will pay the actual cost of such treatment up to the benefit amount purchased. We will paid for up to four covered accidents in a calendar year per insured category (ie; 4 for employee, 4 for spouse & a total of 4 for all children).

 

$200

$200

$200

         

HOSPITAL INDEMNITY (Accident Only) - Pays the daily benefit amount purchased for each day you are confined to a hospital (24 hours) as the result of a covered injury, for up to 365 days.

 

$50
per day
up to 1 year

$50
per day
up to 1 year

$50
per day
up to 1 year

         

OUTPATIENT SICKNESS - Pays you if you receive treatment in an out-of-hospital facility (including a Physician's Office), due to a covered sickness. We will pay for the actual cost of such treatment up to the benefit amount purchased. We'll pay up to one and one-half (1 1/2) times the benefit amount purchased if treatment in a hospital emergency room. Outpatient sickness treatment includes Physicians' Services, medical treatments, prescription drugs and supplies. We will pay for up to four covered sickness is in a calendar year per insured category (ie; 4 for employee, 4 for spouse & a total of 4 for all children).

 

$25

$25

$25

         

Optional Benefits Available for an Additional Premium of:

       

Bi-Weekly

 

$4.13

$3.67

$4.41

         
         

 

 
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